I am very pleased with Phil Alvaro and his team for helping my husband and myself find the right Life insurance. They were professional and determined to look after our interests, continuing to question and pursue the removal of exclusions that weren’t justified. I would definitely recommend their services

Ann Brandis

We find working with our Byfields team, be it our accountant or financial planners, an open, relaxed and extremely positive experience.

Their understanding of our needs and advice given in relation to providing for our financial security in retirement has given us the confidence to expand our investment portfolio whilst still letting us sleep easy at night.

We wholeheartedly recommend their services to anyone who aspires to expand on their wealth & knowledge.

John and Judi summers

Dear Matthew

You are wonderful. Thank you so much.

Kind regards


Hello Phil

How are you? Sorry for not contacting earlier. I have been away and busy clearing a few things. I just want say a BIG THANK YOU for helping me out with the banking. We wish you all the best for the coming Christmas and a happy new year.


Louis Teng and Family

Dear Phil,

Just received your email about having a win and receiving payment from the insurance company.

Just wanted to personally and sincerely thank you for all your efforts at pursuing this payment. We know how much badgering & time this would’ve taken and we greatly appreciate everything you have done.

You are indeed a great adviser to have on board.

With thanks (and a kiss from Phil!)

Robyn & Phil Jones

Hi Phil

We would like to extend our appreciation to Byfields for:

The manner in which Phil is helping us professionally manage our finances.

We have reduced our debt significantly since he started working with us.

We now have a clear vision of our future financial plans.

We will be pleased to recommend Phil as a financial planner to our immediate family and friends.

See you at the next meeting.


Douglas and Sipelile Chakaingesu

We thank you for all of the advice and service that you have given us over the years.

We really appreciate your efforts and would be happy to engage your services again if the need arises.

Alex and Karen Wilson

Thank you for your professional advice. It is most definitely worthwhile saving that amount in tax! We will proceed in accordance with your advice. This is why I recommend Byfields service when discussing these issues with my clients and friends.

Brian Sweeney

Dear Phil,

Was looking through my tax & came across my income protection payment.

Was hoping you might be able to review this for me as I am on maternity leave for perhaps 6 months & prior to that l have only been working about 17 hours a week. If I go back to work it would only be for that or less hours. Not sure that l need that level of cover & saving money at this point in time would be great.

Thank you for your great service with Dave's income protection & l hope you are well. Dave is all good now.

Kind Regards,

Megan Butcher

Hi Phil & Steve,

As you are probably aware our settlement for the purchase of the building went through on Monday afternoon.

Sue and I would like to thank you both, firstly Phil for the work you did in setting up our SMSF and secondly Steve for putting together our finance application and liaising with Westpac to get our finance approval through.

We appreciate the excellent service we have received from the both of you and look forward to working with you both in the future.

Thanks & Regards

David & Sue